What is Nonprofit Directors & Officers Liability Insurance?

Nonprofit Directors & Officers (D&O) Liability insurance helps cover the defense costs, settlements and judgments arising out of lawsuits and wrongful act allegations brought against a nonprofit organization. Many times nonprofits may not even realize that their board members may be held personally liable for the actions of the organization.  Protect your organization’s mission and your board member’s personal assets with Directors &  Officers liability insurance for nonprofit organizations – you can’t afford not to.

Travelers Knows D&O Insurance for Nonprofits

Nonprofit organizations of all sizes can be under the threat of litigation from vendors, donors, competitors, employees and government regulators. Without the proper coverage, it can be difficult to cover costs of legal fees or damage awards if faced with a lawsuit.

Directors & Officers liability insurance for nonprofit organizations is designed to help protect the organization, its mission and its directors and officers if they are sued by vendors, current or former employees, donors, beneficiaries or other parties. Suits can claim actual or alleged errors, misleading statements, breach of duty or misuse of funds or authority, putting the mission of the organization as well as the personal assets of board members at risk in defending against these suits.

Who is D&O Liability Insurance for Nonprofits Right For?

Directors & Officers liability insurance can help secure a nonprofit’s mission, as well as protect the personal assets of directors and board members. Having the right coverage can help attract and retain qualified directors and board members to your nonprofit organization.

Features of D&O Insurance for Nonprofits

Directors & Officers liability insurance for nonprofit organizations offers protection for the risks that nonprofit organization face. Nonprofit Directors & Officers liability coverage not only includes coverages for the defense costs, settlements and judgments associated with claims against nonprofit organizations but also helps protect the personal assets of the organization’s directors and board members.

Learn more about Directors & Officers liability insurance for nonprofit organizations with the information below.

4 Considerations for Nonprofit Directors

Protect your organization’s mission and your personal assets.


Ryan Creamer

129 Woodruff Place Circle Suite B
Simpsonville, SC 29681

864-239-3822 (Direct)
864-918-5032 (Cell)
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Budgeting in Business: Components, 7 Types and Example

Budgeting is an important process that allows businesses in any industry to project future cash flows. It also guides important decisions within a company, including equipment procurement, staff onboarding and resource allocation. If you’re in a finance role, building a budget the right way can help influence your spending decisions and let you clearly understand where the company’s money is going.

In this article, we explain what budgeting in business is and why it’s important, detail what to include in these documents, list several types of budgets and provide a template and example.

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Chairperson vs President – Non-profits

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Strategic team building exercise – Non-profit Organization


A team-building exercise for a non-profit organization could involve creating fundraising, marketing, events, and ad-hoc committees to work collaboratively towards a common goal. Here’s a description of how this exercise might work:

  1. Form teams: Divide the participants into four teams, each representing one of the committees: fundraising, marketing, events, and ad-hoc.
  2. Define objectives: Provide each team with a specific objective, such as increasing donations, building awareness, or organizing a successful fundraising event. Ensure that the objectives are aligned with the organization’s mission and goals.
  3. Assign roles: Assign roles within each team, such as team leader, secretary, and task assigner. Encourage the teams to work together to define the roles and responsibilities of each team member.
  4. Brainstorm ideas: Allow each team to brainstorm ideas for achieving their objectives. Encourage creativity and collaboration, and provide support and guidance as needed.
  5. Share ideas: Once each team has generated a list of ideas, have them share their ideas with the other teams. This can help spark new ideas and foster cross-team collaboration.
  6. Develop a plan of action: Each team should develop a plan of action that outlines the specific tasks that need to be completed, the timeline for completing them, and the resources needed. Teams should assign tasks to team members and establish a system for tracking progress.
  7. Implement the plan: Each team should implement their plan of action, working collaboratively with the other teams as needed. Encourage communication and feedback throughout the process.
  8. Evaluate and adjust: Once the exercise is complete, gather feedback from the participants and evaluate the effectiveness of the teams’ plans. Make adjustments as needed and use the feedback to improve the organization’s overall strategy.

To get started, schedule a room with breakout sessions to divide group evenly. Enter each breakout session for (5) minutes to assist with (1) question and monitor discussion as well as answer any questions for participants.

End breakout sessions after (15) minutes for discussion on the main floor.

By working collaboratively to achieve common goals, this team-building exercise can help foster teamwork, creativity, and innovation within a non-profit organization. It can also help participants develop new skills and gain a deeper understanding of the organization’s mission and goals.

Content Moderation Policy – Non-profit Corporation

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Board Roles and Responsibilities – Non-profit Corporation

The board of directors is responsible for providing strategic direction and oversight to a non-profit organization to ensure it achieves its mission.
The board is made up of individuals who bring diverse perspectives, skills, and expertise to the organization, and each member has a specific role to play in helping the organization achieve its goals. Here is an overview of how the various roles of a non-profit board of directors structure the board to achieve its mission:

By structuring the board with individuals who bring different skills and expertise to the table, the board is better equipped to make informed decisions and provide strategic direction to the organization. Each role on the board has specific responsibilities that help ensure that the organization is managed effectively and efficiently, and that its resources are used to achieve its mission.

Overall, the structure of the board plays a critical role in helping a non-profit organization achieve its goals and make a positive impact on the world.

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How to Create a Committee for an Organization

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Registration and Reporting – Charities in South Carolina

South Carolina Nonprofit Corporation Act

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Creating Non-profit Corporation Bylaws

Let us help guide you through creating your bylaws for your non-profit corporation.

In this Xdoc, organization will be referred to simply as “org.”